Debt Help Topics

• Debt Consolidation
• Don't Let Your Debt Become a Disaster
• Debt Management Plans
• Debt Relief FAQ
• Glossary of Debt Consolidation Terms
• Why CareOne Credit?
• Debt Relief Programs
• Debt Consolidation
• Credit Counseling
• Debt Settlement
• Debt "Self" Help
• Online Resources
• Coordinate with Creditors
• Breaking Dependence on Debt

Benefits

• Consolidation of bills into one payment.
• Reduce interest rates.
• Lower monthly payments.
• Get late payment fees waived.
• Elimination of debt collection calls.
• 24 / 7 account access.

Advertisement

Debt Management Plan

CareOne Credit Debt Management Plans

Our debt repayment programs are commonly referred to as Debt Management Plans (DMP). A DMP is designed to help people consolidate and pay-off unsecured debt. If you are struggling with credit card or other unsecured debt, the CareOne DMP could be the right solution for you. Check out some of the ways a DMP can work to help you become debt-free.

• Debt Solutions. CareOne service providers understand the reasons people fall into to debt are varied and dealing with debt is a very unique experience. Many people struggling with debt are dealing with credit card and related unsecured debts. As a result, debt management plans are the most popular offering with CareOne. The CareOne financial fitness coaches will work with you to make sure you find the right solution for your debt problem.
• Save more with creditor benefits. We have developed over 220,000 creditor relationships. These relationships allow us to offer better repayment terms in the form of reduced interest rates and waived late fees. These savings allow you to put more of your money toward repaying your actual debt.
• One easy monthly payment. The CareOne DMP will consolidate your unsecured debt into one monthly payment. No more juggling multiple credit card payments month after month.
• Get out of debt faster. Paying off your debt with an established debt management plan can mean paying off your debt in three to five years, versus thirty without a program. Our plans range in length based on the amount of unsecured debt you are carrying and, the benefits offered by your creditors. CareOne service providers will work with you and your creditors to help you pay off your debt as quickly as possible.
• Learn how to STAY out of Debt. CareOne is committed to providing more than just debt management plans. The best way to achieve a debt-free lifestyle is through financial education. The CareOne website is full of money saving tips, budget tools, daily expense controls, trends in personal finance and much more. CareOne provides these resources to ensure that when you do pay off your debt, you can remain debt-free.
• Convenient Online Enrollment. CareOne offers the ease of enrolling in a DMP through the internet. We understand that managing debt is a personal issue. Online enrollment provides the flexibility to get the help you need in the privacy of your own home, and you get to see your savings in just ten minutes. The process is setup to save your information at each step, so that you can start and stop at your leisure. In addition, CareOne has a virtual financial fitness coach standing by to help you at any stage of the process. If at anytime you feel you need additional support while enrolling, we have financial fitness coaches (FFCs) available by phone. Even if you begin online, our FFCs can pick up exactly where you left off.